The American Express Gold Card is designed to fit the needs of an individual that is going places, and wants to get there in style. There are a number of great benefits that Gold Card owners are provided, such as the capability to buy tickets to sporting and entertainments events before they are available to the general public. There is no pre-set spending limit on these accounts.
Have you ever had problems with a hotel reservation? By being an Amex Gold Card owner you can have the benefit of guaranteed hotel reservation. Sports fans will love the access to preferred ticket shopping to numerous sporting events in ALL major US cities. That means you can support your favorite sports teams, at home or away. If you are on the road and one of your favorite bands happens to be in town, you will have access to tickets and maybe some additional benefits. There are a lot of perks to being a Gold Card owner, including the American Express Preferred Rewards program.
The American Express® Preferred Rewards Gold Card’s Membership Rewards® program is a very straight forward system. You will earn 1 point for every $1 that you spend. That sounds simple enough right? You will then be able to redeem those rewards points for things such as airline tickets, shopping discounts, dining and other entertainment as well. After you spend a total of at least $500 in three months you earn a bonus of 10,000 rewards points that you can redeem for a $100 gift card to a number of American Express Rewards Program partners. Some of these stores include Saks, Home Depot, and Ticket Master.
Some additional benefits of Gold Card account ownership are access to things such as identity theft assistance, emergency card and cash replacement, auto rental insurance, travel accident insurance, medical and legal referrals, a comprehensive year end financial statement, extended warranty for purchases, and also lost luggage support. In addition to all of these benefits you will also have round the clock account management access via the American Express website. It is always great to know that you can have a real-time view of your account activity, no matter where you are.
As with most American Express accounts, you must pay your balance in full at the end of every month. This means that you will never have to pay any finance charges. For the first year there is no annual fee. After your first year of membership, you will have to pay an annual fee of $175, as well as an additional $35 for each authorized card on the account. You may have up to five additional users on your account. Owning an American Express Gold Credit Card takes a certain level of responsibility, which is why only applicants with an excellent credit rating will be approved for this account. If you have been a responsible consumer and feel like it is time to reward yourself with an upgraded charge card account, then the American Express Gold Card may be right for you.
