American Express Blue Cash Card
The American Express Blue Cash is a top-flight credit card program, and is highly regarded throughout the credit card industry. Blue Cash card owners will experience a ton of freedom that only the best credit card offers can provide.. In addition to the great rewards program that this account offers, this American Express Card also allows its owners more flexibility when it comes to making your payment. You are not required to pay your balance in full at the end of every month, like most American Express credit cards, and you will also never have to pay an annual fee.
Blue Cash From American Express will allow you to earn up to 5% cash back for places such as supermarkets, gas stations, and drugstores. You will also be able to earn up to 1.25% cash back for everything else that you purchase with your account. A lot of accounts will boast an amazing rewards program, and a lot of them have one. The problem for most reward cards is that there is a maximum to the amount of rewards you can earn. With Blue Cash from American Express you will never have a limit to the amount of cash rewards you can earn. Once you have passed the $6,500 spending mark your earning will go from 0.5% to 1.25% on every purchase. Also, you can go from 1% to 5% on the essentials such as gasoline and groceries. You will be able to keep easy and fast access to your earnings with the American Express online cash tracker.
You will be happy to know that for every authorized user you add to the account you will not be charged a fee, and you will earn cash back rebates on all of those transactions as well. You will have access to the American Express Ticket Savings Center and the American Express® Entertainment, which is great for those of you who love to check out live sporting and music events. With American Express Selects®, you will have access to great deals and savings from name-brand merchants of categories like home entertainment. Clothing retailers, electronics, vacation deals, dinners, travel discounts, etc. Be sure to check the account details for further information on partnered merchants.
While it is true that most accounts from American Express require their owners to pay their balance in full at the end of every cycle, the Blue Card group is different. This accounts works more like a Rewards credit card. This means that you will have a variable rate APR after your introductory period, the rates are currently 15.24%, 17.24%, or 19.24%. There is no annual fee for a Blue Cash account, which is also different from some other American Express accounts. You will have 0% introductory APR on all purchases for six months. After the period, your rates will shift to the variable amounts.
Without a doubt, American Express Blue Rewards Card owners can rest easy knowing they are in good hands with this account. Amex has always had a proud reputation of excellent member services. You will have fraud and identity theft protection. There is a warranty extension program. You will have access to numerous discounts for such items as electronics, vacations, dining and events. Purchase protection of up to $300 will cover you in case the item becomes damaged or lost, or if you’re having difficulty returning an item. American Express will also try and assist to repair the item if possible. There are tons of great benefits that make the Amex Blue Cash one of the best-rated credit card offers available.
