Discover More Card Review
The Discover More Card is considered a top tier Cashback Bonus Rewards Credit Card. If you can manage to use your Discover More Card for at least $500 in purchases during the first three months, card owners will earn a $100 Cashback Bonus. The Discover More Card’s unique and lucrative rewards program will receive a cash back bonus on every purchase you make, and there are numerous bonuses associated with certain transactions. You will want to make sure that you understand the rewards program so that you will know how to take advantage of it, but as long as you use it to it’s fullest, the Discover More Card will serve most consumers well.
The Discover More Card also offers a 0% introductory APR for six months on all purchases. You will also have a 0% APR on all balance transfers for 12 months. The 0% introductory offer on balance transfers is only available until January 10, 2011. If you are going to capitalize off of this excellent balance transfer rate, then make sure to apply now for your Discover More Card. The Discover More Card is also a no annual fee credit card. Some card issuers will hide the annual fees until the second year of membership, but with the Discover More Card you will never have to worry about paying an annual fee. Another offer that you must take advantage of right away is the Discover Double Bonus Holiday Offer. From now until Dec. 31st you will earn double cashback on all purchases for up to $1000. Make your holiday season extra special with the Discover More Card.
Earn big rewards with the Discover More Card
Aside from the $100 bonus you will receive after you hit the $500 mark in spending, you will also earn .25% cash back on all purchases with your Discover More Card. In order for card owners to start receiving a full 1% cash back on all transactions is to hit the $3,000 mark in spending. This may not sound like much at first, but 1% can really add up, especially when you consider that there is no limit to the amount of cashback rewards you can earn. What can really bring you some big earnings regarding the Discover More Card is the 5% cash back rewards that are offered on purchases based on a rotation. This rotation was designed to best suit their customers needs, and as of the most recent updates this is what the rotation looks like:
* January- March: 5% Cashback on Travel expenses
* April- June: 5% Cashback on Home and Fashion Expenses
* July- September: 5% Cashback on all Gasoline, Hotel, Movies, and Theme Park purchases. (Also in September: 5% cashback on Drug Store purchases.
* October- December: Earn 5% (Max-$300) when you use your Discover More Card on all restaurant and fashion purchases. (Also, From now until Dec. 31st you will earn double cashback on all purchases for up to $1000.)
Remember that you can get even more value out of your cashback rewards when you shop with some of Discovers partnered merchants, and using ShopDiscover. You can earn anywhere from 5-20% cash back rewards when you shop at certain retailers with ShopDiscover. Discover likes to take care of their online shoppers, which is why the offer free shipping to anywhere in the continental US when you shop online and use your Discover More Card and ShopDiscover. No shipping or fees when points are redeemed for gift cards.
Discover More Card Account Details:
There are some other details of the Discover More Card that you prospective applicants should be aware of. After your intro rate expires, the standard APR for this account is a variable 11.99%-20.99% for purchases. You will be charged a 3% fee for all balance transfers during the introductory period offer, afterwards you will be charged either $10 or 5% of the total transfer amount, whichever is higher. The same rate applies for all cash advances. The Discover More Card is a no annual fee credit card.
There are other member benefits that go along with being a Discover More Card owner, such as travel accident insurance and auto rental insurance. You will also have full access to online account management. Discover More Card owners will be able to see a real-time transaction history on discover.com and also be able to make their payments. This is also a great portal to ShopDiscover and a place to keep track of your cash back earnings. There are a lot of benefits to owning a Discover More Card, be sure to check the terms and conditions for the latest updates before you apply.
