Plum Card from American Express Review

With the American Express Plum Card, business owners everywhere are finding out that there is always a way make companies bills and payment requirements more convenient, or flexible. In fact, owners of the Plum Card from American Express should get used to hearing those two words. Responsible card owners will find that if you manage your payments properly, this Business Credit Card can be beneficial to business owners, small or large. Take a moment to find out what the American Express Plum Card can do for you.

Taking your business to the next level with the American Express Plum Card

There are a number of different advantages that come with owning a Plum Card. For instance, the annual fee is waived for the first year of card ownership. American Express Plum Card Owners will also have instant access to the OPEN Savings Program. This program will allow you a discount of up to 3-20% on such partnered companies like FedEx, Hertz, and others. Also available with the Plum Card from American Express, is the ability for card owners to choose their own payment schedule. You will be able to choose to set your statement due date at the beginning, middle, or end of every month. This is just the tip of the iceberg when it comes to payment benefits when it comes to the American Express Plum Card.

In addition to allowing card owners to select their payment date, Plum Card owners will earn a 1.5% Discount on almost every purchase you made that month if you can pay your balance within ten days of your statement due date. Lets face it, there is never anything wrong with getting that kind of a discount on your monthly statement, especially if you are using your Plum Card to pay most or all of your bills. This discount will be reflected on your next month’s statement. Start calling your own shots with the American Express Plum Card, and same your business some hard earned money while your at it.

For most small businesses right now, each month is getting more and more unpredictable than the last. American Express understands that you are probably not going to be able to pay your statement balance a full 10 days in advance every month. Another excellent feature of the Plum Card from American Express is the ability to defer a statement balance for up to two months without any problems or additional penalty. Card owners must pay at least 10% of the statement balance by your regular due date for you to qualify for the extension. Plum Card owners must also be sure to have paid off any prior deferred balance before trying to qualify for another deferment. These are tough economic times, there is no denying that any more. With the flexibility of the American Express Plum Card, business owners can be a little more prepared in an unpredictable world.

Other American Express Plum Card Business Credit Card Information:

This Plum Card Business Credit Card does not come with a pre-set spending limit. This does not mean that you will be able to charge an infinite amount to your card, but that your spending capability will automatically adjust with regards to your credit history, spending trends, and additional financial resources. After your first year, there is an annual fee of $185 for card ownership of the Plum Card from American Express.  Although this business credit card does not offer a reward program pre se, there are a number of other great perks and benefits that American Express offers Plum Card Owners.

With the business credit card from American Express, you will have full access to a lot of the premium benefits that other American Express card owners have come to adore. 24/7 live customer service is available to you at any time, at no additional cost. Customer service will be available for you in case you have questions, need to order a replacement card, find out about a dispute resolution, or to get other relevant account information. Are you doing a lot of traveling for your business? Plum Card owners will have access to car rental and insurance, travel accident insurance, and 24/7 online account access.

Also available with this business credit card is a number of other great purchase benefits. With the Plum Card from American Express you will have automatic fraud protection, an extended warranty option, and purchase protection for qualifying purchases. Access your account information online to make payments, view your balance, and access your year-end summary. If you are a business owner looking for a direct program that will offer your company a little more flexibility, then be sure to take a good look at the Plum Card from American Express.